Seacoast Bank
Community Bank Underwriter (Finance)
JOB SUMMARY:
To underwrite consumer loan requests within established loan authority limits. Present to the appropriate leader(s) recommendations for requests that fall outside of policy guidelines or underwriting criteria. Possess a strong working knowledge of all system applications and community loan programs. Provide support and guidance to other member's of the Community Banking Group. Assist Banking Lenders in analyzing applicant's financial position and assist in recommending financing alternatives.
From time to time, the underwriter will assist with requests in underwriting and approving Marine, airplane and ACH loan requests.
ESSENTIAL JOB FUNCTIONS:
Underwriting
Operational Functions
MINIMUM QUALIFICATIONS:
The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties and skills. Because these statements are general, the job description is used for a variety of purposes including: job evaluations; performance appraisals; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry, while observing both the spirit and letter of all government regulations, laws and bank policies and procedures.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Community