Credit Specialist (Finance)

Job ID: 513406

United Companies, is a CRH Company. Our purpose, commitment to the future, and formula for growth is to champion the safety, empowerment, and development of our employees. We strive to be The Preferred Source of quality sand, rock, landscape products, ready-mixed concrete, asphalt, paving and construction services. We succeed as a team by embracing integrity, mutual respect, innovation, service, sustainability, and financial strength.

Credit Specialist

Primary Function

This role is instrumental in supporting the accounting and finance team, with a primary focus on credit and collections operations. Reporting to the Credit Manager, the AR Credit Specialist manages the full lifecycle of credit applications, maintains and reviews customer accounts, ensures timely collections, and enforces credit policies in alignment with compliance standards. Core responsibilities include customer communication regarding credit issues, coordination of legal filings and lien processes, payment and credit memo processing, KPI monitoring (e.g., Days Sales Outstanding), and support for financial reporting and compliance efforts. The ideal candidate is detail-oriented, decisive, and proficient in Microsoft Office, thriving in a fast-paced and collaborative environment.

Wage Ranges from $59,480-$64,480 annually, dependent upon experience

POSITION REQUIREMENTS:

• Review, research, and approve new credit applications; maintain accurate documentation for credit agreements and invoicing.

• Manage daily follow-up with past-due accounts; lead collections activity, including legal filings and lien notices (including KY-specific processes).
• Respond to internal and external inquiries, resolving billing disputes and outstanding credit matters in partnership with the sales team.
• Process credit memos, miscellaneous checks, and finance charge write-offs; evaluate and approve finance charges and bad debt adjustments.
• Monitor credit holds, unapplied payments, and lien waivers for material sales; handle in-house customer payments.
• Reconcile petty cash for plant locations and support financial inquiries from field teams and leadership.
• Prepare and review SOX reports on a daily, weekly, and monthly cadence to ensure compliance.
• Manage tax exempt certificates and uphold corporate and regulatory compliance standards.
• Track and analyze A/R and credit-related KPIs, with a focus on performance and trend visibility.
• Contribute to month-end close activities, including journal entries, account reconciliations, and reporting deliverables.
• Promote a culture of safety and help maintain a safe working environment.
• Demonstrate proficiency with Microsoft Office Suite (Excel, Word, Outlook), email systems, and internet-based platforms.
• Exhibit strong decision-making, attention to detail, and the ability to multitask in a dynamic environment.
• Collaborate effectively within a team and support leadership as needed.
• Communicate professionally across all organizational levels to build trust and alignment.

MINIMUM QUALIFICATIONS:

• Minimum of 3 years of direct experience in credit and collections, including aging report management and delinquent account resolution.
• 2-year Accounting Degree (preferred)
• Proven background in customer service and issue resolution in a finance or credit-related role
• Solid understanding of credit operations and supporting business functions
• Excellent organizational and time management skills, with the ability to juggle priorities
• Strong verbal and written communication skills, with a polished and professional presence
• Confidence in engaging stakeholders across all levels, including senior leadership
• High attention to detail and accuracy, particularly under tight deadlines
• Advanced proficiency in Microsoft Office products (Excel, Word, Outlook) preferred

What CRH Offers You

• Highly competitive base pay
• Comprehensive medical, dental and disability benefits programs
• Group retirement savings program
• Health and wellness programs
• An inclusive culture that values opportunity for growth, development, and internal promotion

About CRH

CRH has a long and proud heritage. We are a collection of hundreds of family businesses, regional companies and large enterprises that together form the CRH family. CRH operates in a decentralized, diversified structure that allows you to work in a small company environment while having the career opportunities of a large international organization.

If you're up for a rewarding challenge, we invite you to take the first step and apply today! Once you click apply now, you will be brought to our official employment application. Please complete your online profile and it will be sent to the hiring manager. Our system allows you to view and track your status 24 hours a day. Thank you for your interest!

United Companies, a CRH Company, is an Affirmative Action and Equal Opportunity Employer.

EOE/Vet/Disability

CRH is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.