Cigna
Risk Management & Underwriting Supplemental Health Program Associate (Finance)
If you're looking to add value, make an impact, and use strong analytical and math skills in a fast-paced environment, starting your career within the Risk Management & Underwriting Rotational Leadership Development Program (RULDP) at Cigna will allow you to do all this and more.Underwriters evaluate the risk ofinsuringa potential Cigna customer and use that information to set premium rates for insurance policies. As part of our Underwriting team, you will directly impact our business on a daily basis, protectingCigna's sound financial position which enables us to meet our financial commitments to our customers.
RULDP associates begin to shape their career path through their professional experiences with program support and discussions with direct managers, mentors, RULDP peers, trainers, andcareer development program managers.RULDP offers structured technical training (ULTRA - Underwriting Leadership Training & Risk Assessment) and non-technical training (competency-basedworkshops), networking opportunities, formal mentoring, and exposure to a breadth ofunderwritingroles across multiple product lines.The duration of the program is 4-5 years, offering tworotations, each lasting between 2-2.5 years.In addition torotations,you willgaininsight into other roles within the Risk Management & Underwriting organization through formalized job shadows and project work.Throughout the program, you will develop the skills and competenciesnecessaryto become a successful Risk Manager/Underwriter and future leader within our organization.
RULDP Evolve is an extensive learning opportunity that guides your experience through the early stages of your Risk Management & Underwriting career. The program includes a mixture of instructor-led classroom training, self-study, and on-the-job experiences. Associates will start in Supplemental Health Solutions (SHS) and will have an opportunity to take on new responsibilities and experiences. These new experiences could include the following:
What you'll do:
Upon starting in RULDP's EVOLVE, you will complete training through our Underwriting Leadership Training and Risk Assessment (ULTRA) curriculum. This multi-faceted program is designed to be one year in length, starting with technical classroom training. This curriculum provides associates with the knowledge, skills and competencies necessary to meet the performance objectives of the Risk Management & Underwriting position, including in-depth training on Cigna products & services, insurance basics, risk analysis & rate projection, negotiation skills, systems & tools, and contract language & terminology. Immediately following the initial training, you, with Mentor support, will transition into underwriting for a market specific team equipped to make an immediate contribution to Cigna's business and earnings results.
Career Path:
Upon completion of your technical training (ULTRA), you will be part of a team responsible fordefiningthe appropriate premium rate level and plan design structure of cases,evaluatingtotal case profitability, and conducting customer negotiations with Sales and Account Management on their book of business. You will also have the opportunity to build successful, productive relationships with matrix partnerswithin Cigna, while receivingcontinuous career development and mentoringthroughout your program experience.
Qualifications:
Other Information
If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload.
About Cigna
Cigna Corporation exists to improve lives. We are a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. Together, with colleagues around the world, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation. When you work with us, or one of our subsidiaries, you'll enjoy meaningful career experiences that enrich people's lives. What difference will you make?
Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.
Cigna has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State.